Learn to make better spending choices

Analyze your budget – see where can you save? 

  • Look at your credit card bill from last month.

  • Don’t simply glance at what you paid.

  • Really comb through every expense

  • Look for all automatic charges to past subscriptions you may no longer use, and to your streaming services like Netflix and Hulu.

  • “Do I really need these things?’ look to make cuts in some places.

  • It’s also worthwhile trying to negotiate rates with your cell and cable provider.

  • And when you go food shopping, make a list ahead of time so you don’t find yourself wandering around aisles buying too much stuff.